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Does the HOA cover roof replacement? Whether the HOA covers roof replacement depends on the governing documents and the cause of the roof damage. In many cases, the HOA is responsible for maintaining and repairing。

Not all HOAs will cover roof replacements, in fact, there are typically only three scenarios that can happen. Full Coverage by the HOA. In certain communities, particularly。

Take a single family home, where the owner is responsible for repairs to the roof. It is almost certain that the HOA’s CC&Rs requires the homeowner to submit an application for the roof。

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